The End Of Money Indagine Sul Futuro Del Denaro Avvento E Sopravvento Di Un Mondo Senza Contanti Book PDF, EPUB Download & Read Online Free

The End of Money
Author: David Wolman
Publisher: Gius.Laterza & Figli Spa
ISBN: 8858119436
Pages: 272
Year: 2015-02-26T00:00:00+01:00
View: 661
Read: 419
«Un'appassionante analisi sulla possibilità che un giorno il mondo arrivi a fare a meno dei contanti» "Washington Post" «Il contante è inefficiente, scomodo e sporco. È una costruzione sociale vecchia e ingannevole. Eppure tutti lo abbiamo nel portafogli. Ma non per molto ancora. Nei prossimi anni il denaro cambierà più di quanto abbia fatto da parecchi secoli a questa parte. David Wolman indaga in giro per il mondo come avverrà questo cambiamento, con aneddoti e idee avvincenti sul passato e sul futuro» Chris Anderson, "Wired" La sfiducia nei confronti delle valute nazionali, il crescere di monete alternative e virtuali, le preoccupazioni ambientali per la produzione del denaro, il trionfo delle nuove tecnologie digitali, l'ondata di prove contro il contante, accusato di penalizzare i poveri più di chiunque altro. Tutto fa pensare che l'epoca del denaro fisico stia volgendo al termine. David Wolman va alla ricerca delle persone, delle tecnologie, dei luoghi che per primi hanno aperto la strada all'idea di un mondo senza soldi. Incontreremo ad esempio Bernard von NotHaus, falsario e sostenitore di una moneta di scambio alternativa, e David Birch, propugnatore ed esperto di tecnologie per la digitalizzazione del denaro. Visiteremo il Digital Money Forum di Londra e sapremo tutto dei soldi fatti di bit e di byte; ci fermeremo alla banca centrale islandese, riscoprendo il valore culturale delle banconote; voleremo a Delhi, dove la moneta virtuale, alternativa ai contanti, promette un futuro migliore per i poveri. Una cosa è certa: letto The End of Money, quando avremo in mano una banconota non la guarderemo più allo stesso modo.
The Future of FinTech
Author: Bernardo Nicoletti
Publisher: Springer
ISBN: 3319514156
Pages: 328
Year: 2017-03-02
View: 469
Read: 443
This book provides an introduction to the state of the art in financial technology (FinTech) and the current applications of FinTech in digital banking. It is a comprehensive guide to the various technologies, products, processes, and business models integral to the FinTech environment. Covering key definitions and characteristics, models and best practice, as well as presenting relevant case studies related to FinTech and e-Business, this book helps build a theoretical framework for future discussion.
Breaking Banks
Author: Brett King
Publisher: Gius.Laterza & Figli Spa
ISBN: 8858122151
Pages: 300
Year: 2015-09-24T00:00:00+02:00
View: 389
Read: 162
Brett King guarda al mondo nuovo delle tecnologie per la comunicazione 'aumentata', delle valute virtuali, dell'Internet of everything. Dall'analisi emerge che l'industria bancaria è in una fase di trasformazione dirompente. Solo pochi visionari come King se ne rendono conto. Chris Skinner, autore di Digital Bank e presidente del Financial Services Club Brett King ci scrive dal campo di battaglia della rivoluzione dei servizi finanziari e ci racconta cosa accade realmente lungo la linea del fronte. A dircelo sono gli stessi attori di questa trasformazione sulla base di dati chiave e fatti rilevanti. Una lettura obbligata per chiunque operi in questo settore. Matt Harris, direttore di Bain Capital Ventures, New York Brett King ci offre una straordinaria fotografia degli innovatori intenti a creare un nuovo futuro per il sistema bancario: un futuro che sarà liberatorio per il consumatore di servizi finanziari. David Bach, autore di bestseller su temi finanziari In ogni angolo del pianeta la tecnologia sta trasformando a ritmo serrato il sistema bancario: dallo sviluppo dei pagamenti mobili in Africa, in America latina e in Asia alla crescita sorprendente dei programmi prepagati negli Stati Uniti, in Cina, in Medio Oriente, fino all'emergere in Russia o in Israele di numerose start-up che generano varianti sempre nuove della banca. In questo volume Brett King intervista gli innovatori alla testa del cambiamento – come le menti di Google, di PayPal, di UBank – offrendo il quadro completo delle tendenze deinuovi servizi bancari.Il lettore scoprirà che cosa hanno da dire i più brillanti innovatori della tecnologia finanziaria su argomenti quali Bitcoin, prestito P2P, social media, servizi bancari automatizzati e 'neo-banche', prospettive e obiettivi a lungo termine del settore. Dall'analisi dei casi studio scaturisce una sorta di checklist per qualsiasi banca intenda colmare il divario tra l'attuale establishment bancario e gli operatori che propongono le soluzioni più innovative. Un libro indispensabile per chiunque sia coinvolto nel settore finanziario.
La fine dei soldi
Author: Rogoff Kenneth S.
Publisher: Il Saggiatore
ISBN: 8865765798
Pages: 333
Year: 2017-06-22
View: 1251
Read: 917
La maggior parte delle persone ama i contanti: sono immediati, pratici, anonimi. Basta scavare più a fondo, però, per scoprire che i danni sociali provocati dall’uso della moneta cartacea superano di gran lunga questi pregi superficiali.Potrebbe sembrare una questione minore, in un’epoca di grave stagnazione e instabilità economica. Ma l’eccesso di denaro contante contribuisce in modo decisivo a rendere il mondo più povero, più iniquo e meno sicuro: pone grandi limiti alle politiche monetarie, favorisce l’evasione fiscale e il lavoro nero, rappresenta di fatto un regalo alla criminalità organizzata e al terrorismo.In questo libro, Kenneth Rogoff – uno dei massimi esperti mondiali di finanza e politiche pubbliche, autore del best seller internazionale Questa volta è diverso – indaga la natura del denaro e ripercorre la storia della moneta cartacea dalle origini all’economia dei nostri giorni. Le statistiche rivelano che oggi circolano 3200 euro in contanti per ogni cittadino europeo e 4200 dollari per ogni statunitense, quasi tutti in banconote di grosso taglio. Di questa enorme quantità di cartamoneta soltanto il 10 per cento, se non meno, viene utilizzato per i normali acquisti di individui e famiglie; tutto il resto si perde nei meandri dell’economia sommersa, quando non nelle casseforti di grandi evasori, truffatori, narcotrafficanti e mafiosi.La soluzione di Rogoff è semplice: abolire gradualmente la cartamoneta, con l’eccezione dei piccoli tagli. Questo prosciugherebbe il bacino in cui vive e prolifera l’economia illegale, ma soprattutto permetterebbe alle banche centrali di fissare tassi d’interesse negativi senza rischiare una corsa al contante: uno strumento di politica monetaria decisivo – eppure indisponibile, finora – per stimolare gli investimenti e i consumi nei periodi di recessione.Provocatorio, affascinante, supportato da evidenze empiriche e argomentazioni chiare e approfondite, La fine dei soldi rappresenta la premessa per una nuova, urgente riforma monetaria. Una proposta dirompente di cui già si discute in tutto il mondo.
The End of Money
Author: David Wolman
Publisher: Da Capo Press
ISBN: 0306822695
Pages: 240
Year: 2013-08-13
View: 1220
Read: 736
For ages, money has meant little metal disks and rectangular slips of paper. Yet the usefulness of physical money--to say nothing of its value--is coming under fire as never before. Intrigued by the distinct possibility that cash will soon disappear, author and Wired contributing editor David Wolman sets out to investigate the future of money...and how it will affect your wallet. Wolman begins his journey by deciding to shun cash for an entire year--a surprisingly successful experiment (with a couple of notable exceptions). He then ventures forth to find people and technologies that illuminate the road ahead. In Honolulu, he drinks Mai Tais with Bernard von NotHaus, a convicted counterfeiter and alternative-currency evangelist whom government prosecutors have labeled a domestic terrorist. In Tokyo, he sneaks a peek at the latest anti-counterfeiting wizardry, while puzzling over the fact that banknote forgers depend on society's addiction to cash. In a downtrodden Oregon town, he mingles with obsessive coin collectors--the people who are supposed to love cash the most, yet don't. And in rural Georgia, he examines why some people feel the end of cash is Armageddon's warm-up act. After stops at the Digital Money Forum in London and Iceland's central bank, Wolman flies to Delhi, where he sees first-hand how cash penalizes the poor more than anyone--and how mobile technologies promise to change that. Told with verve and wit, The End of Money explores an aspect of our daily lives so fundamental that we rarely stop to think about it. You'll never look at a dollar bill the same again.
Identity is the New Money
Author: David Birch
Publisher: Do Sustainability
ISBN: 190799436X
Pages: 128
Year: 2014-04-24
View: 745
Read: 432
This book argues that identity and money are both changing profoundly. Because of technological change the two trends are converging so that all that we need for transacting will be our identities captured in the unique record of our online social contacts. Social networks and mobile phones are the key technologies. They will enable the building of an identity infrastructure that can enhance both privacy and security – there is no trade-off. The long-term consequences of these changes are impossible to predict, partly because how they take shape will depend on how companies take advantage of business opportunities to deliver transaction services. But one prediction made here is that cash will soon be redundant – and a good thing too. In its place we will see a proliferation of new digital currencies.
Oltre l'austerità
Author: Sergio Cesaratto, Massimo Pivetti
Publisher: terrelibere.org
ISBN: 8898114036
Pages:
Year: 2012-09-27
View: 624
Read: 1164
Un lavoro collettivo di un gruppo di autori che gode solida notorietà nella comunità internazionale degli economisti eterodossi: «Questo libro è in primo luogo una denuncia delle politiche folli che in Europa e in Italia porteranno inevitabilmente - e in proporzioni sconosciute da generazioni - ad alti livelli di disoccupazione, crollo degli standard di consumo e dei servizi sociali e degrado delle nostre comunità. Vogliamo smentire le sciocchezze in nome delle quali si chiedono sacrifici. In particolare, che spesa e debito pubblico siano causa ultima della crisi. E vogliamo mostrare come questi sacrifici a nulla porteranno tranne che a un avvitamento verso il basso della crisi. Non mettiamo sotto accusa il processo d'integrazione politica ed economica europeo. Bensì, quello di unificazione monetaria, interpretato da parte dei governi italiani come strumento di disciplina sindacale e sociale». Dedicato a tutti i giovani.
Bank 2.0
Author: Brett King
Publisher: Brett King
ISBN: 9814302074
Pages: 397
Year: 2010
View: 1281
Read: 1011
The financial crisis is just beginning for retail institutions. Ninety to ninety-five per cent of bank transactions are executed electronically today. The Internet, ATMs, call centres and smartphones have become mainstream for customers. But banks still classify these as alternative channels and maintain an organisation structure where Branch dominates thinking. Continued technology innovations, Web 2.0, social networking, app phones and mobility are also stretching traditional banking models to the limit. BANK 2.0 reveals why customer behaviour is so rapidly changing, how branches will evolve, why cheques are disappearing, and why your mobile phone will replace your wallet all within the next 10 years.
Ride the Dark Trail
Author: Louis L'Amour
Publisher: Bantam
ISBN: 0553899627
Pages: 240
Year: 2003-09-30
View: 450
Read: 378
RIDE THE DARK TRAIL In Ride the Dark Trail, Louis L’Amour tells the story of Logan Sackett, a cynical drifter who changes his ways to help a widow keep her land. Logan Sackett is wild and rootless, riding west in search of easy living. Then he meets Emily Talon, a fiery old widow who is even wilder than he is. Tall and lean, Em is determined to defend herself against the jealous locals who are trying to take her home. Logan doesn’t want to get involved—until he finds out that Em was born a Sackett. Em is bucking overwhelming odds, but Logan won’t let her stand alone. For even the rebellious drifter knows that part of being a Sackett is backing up your family when they need you. From the Paperback edition.
To Tame a Land
Author: Louis L'Amour
Publisher: Bantam Books
ISBN: 0553280317
Pages: 154
Year: 1997-10
View: 828
Read: 1064
When the beautiful Liza Hetrick is abducted and held in a mountain fortress, Rye Tyler must face his deadliest enemy yet, the very man who taught him, as an orphan, about manhood, friendship, and the way of the West. Reissue.
Digital Bank: Strategies to launch or become a digital bank
Author: Chris Skinner
Publisher: Marshall Cavendish International Asia Pte Ltd
ISBN: 9814561800
Pages: 316
Year: 2014-05-15
View: 920
Read: 1058
Digital Bank tracks the innovations in banking and how the mobile internet is changing the dynamics of consumer and corporate relationships with their banks. The implication is that banks must become digitised, and that is a challenge as becoming a Digital Bank demands new services focused upon 21st-century technologies. Digital Bank not only includes extensive guidance and background on the digital revolution in banking, but also in-depth analysis of the activities of incumbent banks such as Barclays in the UK and mBank in Poland, as well as new start-ups such as Metro Bank and disruptive new models of banking such as FIDOR Bank in Germany. Add on to these a comprehensive sprinkling of completely new models of finance, such as Zopa and Bitcoin, and you can see that this book is a must-have for anyone involved in the future of business, commerce and banking. Chris Skinner is best known as an independent commentator on the financial markets through the Finanser (www.thefinanser.com) and Chair of the European networking forum The Financial Services Club, which he founded in 2004. He is the author of ten books covering everything from European regulations in banking through the credit crisis to the future of banking, and is a regular commentator on BBC News, Sky News and Bloomberg about banking issues. More can be discovered about Chris here: http://thefinanser.co.uk/fsclub/chris-skinner/
Callaghen (Louis L'Amour's Lost Treasures)
Author: Louis L'Amour
Publisher: Bantam
ISBN: 0425286150
Pages: 320
Year: 2017-11-28
View: 399
Read: 788
As part of the Louis L’Amour’s Lost Treasures series, this edition contains exclusive bonus materials! Callaghen’s business is soldiering. For twenty years he’d fought all over the world, from China to the deserts of California; now he’s a private in the U.S. Cavalry, poorly paid, his enlistment about to run out. He’s ready to move on . . . until he comes across a startling discovery: a treasure map belonging to a dead lieutenant who may not have been all that he seemed. The map points the way to an underground river of gold . . . or does it? To find out, Callaghen will have to fight the toughest war of his life: against a fierce Indian warrior, a vindictive commanding officer, and a ruthless gang of outlaws who’ll turn what may be a river of gold into a river of blood. Louis L’Amour’s Lost Treasures is a project created to release some of the author’s more unconventional manuscripts from the family archives. In Louis L’Amour’s Lost Treasures: Volumes 1, Beau L’Amour takes the reader on a guided tour through many of the finished and unfinished short stories, novels, and treatments that his father was never able to publish during his lifetime. L’Amour’s never-before-seen first novel, No Traveller Returns, will also be released as a Lost Treasures publication, followed by Louis L’Amour’s Lost Treasures: Volume 2. Additionally, many beloved classics will be rereleased with an exclusive Lost Treasures postscript featuring previously unpublished material, including outlines, plot notes, and alternate drafts. These postscripts tell the story behind the stories that millions of readers have come to know and cherish.
Mine Own People
Author: Rudyard Kipling
Publisher: Seabrook Press
ISBN: 144374364X
Pages: 352
Year: 2008-10
View: 1186
Read: 948
This historic book may have numerous typos and missing text. Purchasers can download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1902 Excerpt: ...earth. r' = radius of moon, or other body. P = moon's horizontal parallax = earth's angular semidiameter as seen from the moon. f = moon's angular semidiameter. Now = P (in circular measure), r'-r = r (in circular measure);.'. r: r':: P: P', or (radius of earth): (radios of moon):: (moon's parallax): (moon's semidiameter). Examples. 1. Taking the moon's horizontal parallax as 57', and its angular diameter as 32', find its radius in miles, assuming the earth's radius to be 4000 miles. Here moon's semidiameter = 16';.-. 4000::: 57': 16';.-. r = 400 16 = 1123 miles. 2. The sun's horizontal parallax being 8"8, and his angular diameter 32V find his diameter in miles. ' Am. 872,727 miles. 3. The synodic period of Venus being 584 days, find the angle gained in each minute of time on the earth round the sun as centre. Am. l"-54 per minute. 4. Find the angular velocity with which Venus crosses the sun's disc, assuming the distances of Venus and the earth from the sun are as 7 to 10, as given by Bode's Law. Since (fig. 50) S V: VA:: 7: 3. But Srhas a relative angular velocity round the sun of l"-54 per minute (see Example 3); therefore, the relative angular velocity of A V round A is greater than this in the ratio of 7: 3, which gives an approximate result of 3"-6 per minute, the true rate being about 4" per minute. Annual ParaUax. 95. We have already seen that no displacement of the observer due to a change of position on the earth's surface could apparently affect the direction of a fixed star. However, as the earth in its annual motion describes an orbit of about 92 million miles radius round the sun, the different positions in space from which an observer views the fixed stars from time to time throughout the year must be separated ...
Riding the Bullet
Author: Stephen King
Publisher: Simon and Schuster
ISBN: 0743204670
Pages: 66
Year: 2000-03-14
View: 205
Read: 722
From international bestseller Stephen King the first ebook ever published—a novella about a young man who hitches a ride with a driver from the other side. Riding the Bullet is “a ghost story in the grand manner” from the bestselling author of Bag of Bones, The Girl Who Loved Tom Gordon, and The Green Mile—a short story about a young man who hitches a ride with a driver from the other side.
Underworld
Author: Don DeLillo
Publisher: Simon and Schuster
ISBN: 1416595856
Pages: 832
Year: 2007-11-01
View: 990
Read: 1196
A finalist for the National Book Award, Don DeLillo’s most powerful and riveting novel—“a great American novel, a masterpiece, a thrilling page-turner” (San Francisco Chronicle)—Underworld is about the second half of the twentieth century in America and about two people, an artist and an executive, whose lives intertwine in New York in the fifties and again in the nineties. With cameo appearances by Lenny Bruce, J. Edgar Hoover, Bobby Thompson, Frank Sinatra, Jackie Gleason and Toots Shor, “this is DeLillo’s most affecting novel…a dazzling, phosphorescent work of art” (Michiko Kakutani, The New York Times).